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Goldman Sachs and T. Rowe Price roll out new investment portfolios

The co-branded strategies focus on diversification, tax efficiency, and long-term income planning

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Mark Huffman
Reporter

Mark Huffman has covered consumer issues since 2004, with a special focus on protecting and empowering older adults. A former news correspondent for the Associated Press Radio Network, Westwood One, and ConsumerAffairs, Mark brings decades of journalistic experience to RetirementLiving.com. He is passionate about giving consumers a voice and helping them make informed decisions. Mark has also created educational content, including Senior Scam Alert, a video resource designed to help seniors recognize and avoid fraud. He holds a B.A. from the University of Kentucky and lives with his family in Richmond, Virginia.
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Photo by Jakub Zerdzicki on Unsplash

Key Insights

  • Two major investment firms are teaming up to offer new model portfolios designed to help retirees and near-retirees navigate today’s volatile markets.
  • The portfolios focus on diversification, tax awareness, and flexibility, key concerns for investors living on or nearing fixed incomes.
  • Advisors will be able to access these strategies through a single platform, simplifying portfolio management for clients with complex financial needs.

Goldman Sachs Asset Management and T. Rowe Price have launched a new set of co-branded investment model portfolios aimed at helping investors — including retirees — pursue long-term financial security with greater confidence.

The announcement marks the first products to come to market following the firms’ strategic alliance unveiled last September. The collaboration brings together Goldman Sachs’ expertise in multi-asset portfolio construction and T. Rowe Price’s long-standing reputation in active investing.

Balancing growth with income needs

For retirees, the timing is notable. With inflation concerns, market volatility, and longevity risk all top of mind, many investors are looking for professionally managed solutions that balance growth potential with income needs and tax efficiency.

Four of the new model portfolios are already available to Registered Investment Advisors (RIAs) through the GeoWealth platform, which allows advisors to manage diversified portfolios using a mix of mutual funds and exchange-traded funds (ETFs). A fifth portfolio, designed specifically for high-net-worth investors, is expected to launch in the first half of 2026 and will incorporate direct indexing and alternative investments.

The five portfolios include:

  • Goldman Sachs T. Rowe Price Dynamic ETF Portfolio
  • Goldman Sachs T. Rowe Price Tax-Aware Dynamic ETF Portfolio
  • Goldman Sachs T. Rowe Price Dynamic Hybrid Portfolio
  • Goldman Sachs T. Rowe Price Tax-Aware Dynamic Hybrid Portfolio
  • Goldman Sachs T. Rowe Price High Net Worth Portfolio (launching in 2026)

Tax-aware strategies may be especially appealing to retirees who want to keep more of their investment income by minimizing tax drag — a critical issue for those drawing from taxable accounts alongside IRAs or 401(k)s.

Built for guidance, not guesswork

The portfolios are managed by Goldman Sachs Asset Management’s Multi-Asset Solutions team, which oversees asset allocation across markets and investment styles. The underlying funds come from both Goldman Sachs Asset Management and T. Rowe Price, giving advisors access to resources from two well-known firms under one umbrella.

Executives from both companies emphasized that the goal is to help advisors guide clients through complex markets with more clarity and discipline.

For retirees, that guidance often translates into fewer emotional investment decisions, clearer income planning, and a strategy aligned with long-term goals such as preserving capital, funding health care costs, or leaving a legacy.

A streamlined approach for modern retirement planning

GeoWealth’s unified managed account platform allows advisors to view and manage public and private investments together, making it easier to rebalance portfolios and personalize strategies at scale. In partnership with iCapital, the platform also supports alternative investments — an area of growing interest among wealthier retirees seeking diversification beyond traditional stocks and bonds.

While these portfolios are designed for use with a financial advisor, the broader takeaway for retirees is clear: large investment firms are increasingly focused on simplifying complex strategies and delivering professionally managed solutions tailored to different stages of retirement.

As markets evolve and retirement timelines stretch longer, that kind of coordinated approach may offer peace of mind for investors who prefer not to go it alone.