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Premier Gold Review

4.4 Overall Rating

4.2 Stars
4.7 Stars
4 Stars
4.5 Stars

Bottom Line

Premier Gold offers clear pricing and a data-driven investor simulator. It’s a great option for those looking to diversify their portfolios with gold, and silver, platinum, and palladium bullion.

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About Premier Gold

Premier Gold is a precious metals and coin dealer. They help investors diversify their portfolios by rolling over funds into a gold IRA or purchasing physical precious metals. The company’s model depends on repeat customers and referrals. It focuses on transparent investor education to support this. Invest an amount you are comfortable with; Premier Gold waives IRA setup fees for transfers over $50,000.

Premier Gold is one of the few gold IRA companies offering live precious metal prices on its website. This feature helps both new and experienced investors make informed decisions.

Premier Gold is a relatively new company, but its founders have over 40 years of combined experience. Each specialist brings at least three years of industry experience. Talk to a specialist about your goals, and their team will prepare a quote for you to review and approve.

Pros:

  • Live gold prices are displayed online 
  • Investor simulator tool for portfolio planning
  • Transfer fees waived for IRA rollovers over $50,000
  • Free consultation with a specialist

Cons:

  • Higher “recommended” gold IRA investment minimum

Gold and other precious metal IRAs are an investment and carry risk. Consumers should be alert to claims that customers can make a lot of money in these or any investment with little risk. As with any investment, you can lose money and past performance is not a guarantee of future performance results. Consumers should also obtain a clear understanding of the fees associated with any investment before agreeing to invest.


Our Experience with Premier Gold

Premier Gold may not have the name recognition of bigger gold IRA companies. However, Retirement Living highlights its straightforward and transparent pricing. Prices are shown on the website. This helps customers make informed decisions without worrying about hidden or unexpected fees. Customers can complete purchases directly through the website. They don’t need to talk to a representative.

We asked the company how its specialists assist customers in making responsible investing choices. Here’s what they said:

“Our business model is repeat business and referrals. We prioritize building long-term relationships with our customers, and we understand that honesty and clarity in pricing contribute significantly to customer satisfaction.” 

A standout feature of Premier Gold is its online investor portfolio simulator. This tool gives customers a detailed analysis of how investing in precious metals might affect their portfolios. Investors can use historical performance data to create hypothetical portfolios. This helps them understand how different allocations may affect growth and returns.

Premier Gold investor simulator
Premier Gold investor simulator. Source: Retirement Living

How to Open a Gold IRA with Premier Gold

To open a self-directed gold IRA, contact Premier Gold and speak with a specialist who will guide you through each step of the process. They’ll help you determine the best way to fund it, whether through a transfer from an existing IRA or a 401(k)-to-IRA rollover.

Next, you’ll select your preferred metals and place an order for the gold or silver assets you choose. Premier Gold’s specialists are financial advisors and experts, not salespeople. They’ll help you identify the assets that best fit your investment goals.

To qualify for inclusion in a gold IRA, the precious metals you choose must meet specific IRS requirements. Collectible or rare coins, including graded and certified coins, are not eligible for a precious metals IRA. At the time of publishing this review, Premier Gold offered 67 IRA-eligible products to fund your account. 

How to Buy Gold from Premier Gold

Premier Gold shows all its gold and silver inventory online. You can see real-time valuation and pricing for each product. The company works with certified appraisers to ensure the authenticity of all precious metal products. You can buy gold and silver products directly through Premier Gold’s online self-checkout system. Shipping is free nationwide, except in California, where a $12.50 flat rate applies.

If you choose physical possession over IRA storage, Premier Gold will send your metals directly to your door. You can store them safely at home, in a bank safety deposit box, or at an approved storage depository. No matter which storage method you choose, make sure your precious metals are stored securely and in the best conditions. 


Premier Gold Costs

Premier Gold representatives state there is an initial setup fee of $225 from the custodian trust company. There’s also an annual maintenance fee of $170. However, these fees are waived for account transfers exceeding $50,000.

Premier Gold is among the few precious metals companies that publicly list their prices online. Customers can view live spot prices alongside Premier Gold’s pricing for gold, silver, platinum, and palladium.

TypePrice
1 oz. South African Gold Krugerrand Coin$4,419.89
2023 1/2 oz. American Eagle Gold Coin$2,447.54
1 oz. American Eagle Platinum Coin$2,655.97
1 oz. Canadian Maple Leaf Silver Coin$52.67
1 oz. Australian Silver Coin$52.56
Premier Gold Precious Metal Pricing Snapshot*

*Prices accurate as of November 3, 2025. Prices may change

Gold price chart for 11/3/2025. Source: Premiergold.com

Keep in mind that the price of gold fluctuates daily. When buying gold for an IRA or for physical possession, your final price will likely exceed the current “spot” price listed online. Most gold dealers will add a premium, which is the markup applied to cover costs and generate profit on precious metals sales.


Premier Gold Complaints

When asked about the company’s approach to service, they provided Retirement Living with the following response:

“Our commitment to putting customer service first is ingrained in our company culture. We prioritize the needs and concerns of our customers, striving to exceed their expectations at every interaction. Our customer service team is readily available to address inquiries, provide assistance, and ensure a positive experience throughout the process. We believe that these values not only set us apart but also contribute to building lasting relationships with customers.”

Premier Gold holds an “A” rating from the Better Business Bureau (BBB), along with a 4.7-star rating on ConsumerAffairs.


Premier Gold FAQs

Does Premier Gold buy back coins?

Yes, Premier Gold offers a buyback program, allowing customers to sell their metals back at current market prices.

What are the Premier Gold fees?

Premier Gold charges an annual IRA maintenance fee of $170, and the custodian applies a $225 setup fee. These fees are waived for transfers above $50,000.

Are my gold IRA retirement funds tax-deferred?

Yes, Premier Gold’s gold IRAs provide the same tax-deferred benefits as traditional IRAs. These include standard early withdrawal penalties and taxes.

Does Premier Gold host any roadshows or in-person events?

Yes, Premier Gold hosts educational roadshows around the country. Investors can learn about precious metals, current market trends, and gold IRA options directly from the company’s industry experts.


Conclusion

Premier Gold is a great choice for all investors. Whether you’re new or experienced, it helps diversify your retirement portfolio with gold and other precious metals. Its website is informative and easy to navigate, and its team of experienced financial experts can help you open a gold IRA, buy precious metals for secure home storage, or provide any additional information you need.


1 Premier Gold Reviews

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1 Star

January 22 2026 10:47AM

What seemed like a great start as a customer has turned into a disaster. Ten months after purchase of gold and silver nothing has been delivered. They have blamed the initial IRA custodian and after completing paperwork for a second one, it appears that they have no intention of delivering what was paid for.

I heard multiple excuses and was told delivery was coming soon and then all attempts to reach them have been ignored. Their website went down and came back up under name Gold Charter. Beware and do not invest here. I'm in process of reaching out to authorities and agencies as well as an attorney.

Mike N.
Lavale, MD